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Farmers State Bank


Certificates of Deposit

$1,000.00 minimum deposit  required

Interest accrued on daily balance and paid quarterly

Maturity from seven days to one year

Excessive withdrawal penalties as follows:

7 -  31 days---------------------------waive accrued interest
32 days  –  1 year----------------------1 month accrued interest
over 1 year----------------------------- 3 months interest

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